Home / Calculator · Updated 2026-11-04
Rooftop Solar Subsidy Calculator: Cost After Subsidy and Payback
Enter the size, the quote and your bill. The subsidy comes from the official rates; the payback uses your own estimate of how much of the bill the system removes.
Calculator
For 3 kW the central subsidy is ₹78,000.
- Central subsidy
- ₹78,000
- Cost after subsidy
- ₹1,22,000
- Payback
- 4.2 years
Your quote works out to ₹66,667 per kW. You pay the full quote first; the subsidy is paid back to you afterwards. The savings figure is your own assumption (the share of your bill the system removes), not a measured result, and it ignores tariff changes, loan interest and maintenance.
How it works
- Subsidy: the central rates, capped at 3 kW. State top-ups are not included.
- Cost after subsidy: your quote minus the subsidy.
- Payback: cost after subsidy divided by (monthly bill × 12 × the share you enter). It is a rough guide, not a guarantee.
Not sure what a fair quote is? See the benchmark cost.
Sources
- MNRE Operational Guidelines for PM Surya Ghar (7 June 2024) (checked 2026-11-04)